"For Brother Knights, By Brother Knights, with Brother Knights and their Families in mind!"

Knights of Columbus insurance has been "Making a Difference for Life" for more than 120 years. Since our founding in 1882, our primary mission has been to protect families against the financial ruin caused by the death of the breadwinner. Today we do this, and help families secure their financial futures, through our top-rated portfolio of life insurance, long term care insurance and annuity products.

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Contact Information
NORTHERN INDIANA - General Agent John J. Stackowicz, CLU, FICF, LUTCF
3609 E. Jefferson Boulevard
South Bend, IN 46615

Phone: 574-282-1082
Coverage: Northern Indiana
Profile: View Site
Agency Web Site:
CENTRAL INDIANA - General Agent Jason D. Brewer, FICF, CSA
3209 Smith Valley Road, Suite #248
Greenwood, IN 46142

Phone: (317) 859-0824
Fax: (317) 859-0835
Coverage: Central Indiana
SOUTHERN INDIANA - General Agent Clinton Spaulding
142 W. 3rd Street
Jasper, IN 47546

Toll Free: (866) 311-KOFC (5632)
Locally: (812) 481-9200
Fax: (812) 481-1500
Cell: (812) 480-2550
Coverage: Southern Indiana

June 2015


"How long has the Knights of Columbus been in the insurance business?"
The Knights of Columbus has provided insurance benefits since its inception in 1882. From very humble beginnings, the Knights of Columbus has evolved into a Fortune 1000 company, marketing life insurance, retirement products, disability, and long-term care insurance to its members and their families. The Knights of Columbus also received the 2014 Worlds Most Ethical Companies award from Ethisphere Institute, a global leader in defining and advancing the standards of ethical business practice.

"How is the safety of the funds in Knights of Columbus insurance plans and annuity retirement funds assured?"

The safety of funds in Knights of Columbus insurance plans and annuity retirement funds is best gauged by the financial strength of the Knights of Columbus. Our financial strength ratings are consistently among the highest in the industry:

We have earned A.M. Best‘s highest financial strength rating for 39 consecutive years.

National Underwriter ranks us in the top five percent of the approximately 1200 insurance companies in North America based on total value of assets.

Growth is a key for maintaining financial strength. Our life insurance in force has grown from $38 billion in January 2000 to $94 billion at year-end 2013 and continues to grow.

Because we are a fraternal benefit society, we have no stockholders. Our owners are our members and we return our good experience in the form of dividends* to our policyholders. From 2001 to 2013, the Knights of Columbus paid $3.95 billion in dividends* to insureds. In 2013 alone, we distributed $276 million in dividends.

The reserves held by the Knights of Columbus to pay future claims equal or exceed the minimum reserve level required by all jurisdictions where we offer insurance. In addition to the reserves, the Order consistently maintains a surplus. This amount is held to protect contract owners and our surplus level provides us one of the strongest solvency ratios in the insurance industry.

We have a simple, time-tested portfolio of products. These products have been around for a long time, both here at the Knights and in the insurance industry generally. The inherent risks of our products are therefore relatively low and well understood.

* Dividends are not guaranteed.

"How does the Knights of Columbus invest the money of its insurance and annuity certificate holders?"

The Knights of Columbus has a conservative investment philosophy. Our assets are predominantly invested in high-quality, liquid investments and are well-diversified. Our investment department follows very strict rules regarding the quality of our investments.

We regularly monitor our assets against our liabilities to ensure that the expected cash flows of our investment assets reasonably match the benefits we expect to pay. This practice provides further protection against losses due to changes in market conditions.

Overall, as of 12/31/13, the Knights of Columbus General Account invested assets were distributed as follows:

Bonds: 87.87%
Preferred Stocks: 2.66%
Common Stock: 1.47%
Real Estate : 1.19%
Others (primarily policy loans) 6.82%

The Flexible Premium Annuity and Single Premium Annuity portfolios were 100% invested in Fixed Income Securities as of 12/31/2013.

The Fixed Income Securities are corporate bonds, mortgage backed securities, and government and agency issues. A small but growing percentage of fixed income assets are invested in mortgage loans to the Catholic community for the development of parish churches, schools, hospitals and other facilities. The quality ratings for the Fixed Income Securities are as follows:

AAA 28.85%
AA 13.61%
A 32.52%
BBB 24.12%
>BBB 0.90%

Additionally, the Knights of Columbus uses a set of criteria to screen all investments for compliance with Catholic principles. For example, we do not invest in companies whose business activities include abortion, pornography, contraceptives, fetal cell research, etc.

Since 1882, we have been committed to protecting the financial futures of our Knights and their families. Prudent leadership and management have led to the rapid growth of our assets, providing an adequate foundation for our member’s protection, and securing our obligations to our insureds and their beneficiaries.